We can give you the
national average interest rate or YOUR rate...which would
you rather have?
Do you want an accurate interest rate quote from us, up
front, or do you want to be quoted an unusually low
interest rate (in other words - fraudulent) by another
lender only to have the rate switched much later in the
loan process to an inflated rate?
There are so many programs and so many different rates
that can apply to any given situation and credit score.
It's IMPOSSIBLE for you to get an accurate quote from an
internet posted rate page or even by telephone shopping.
Interest rates are like a fingerprint, they are different
for everyone. Rates change daily and often several times
in one day, so yesterday's rate quote, or even this
morning's rate quote for that matter, may be obsolete
and/or worthless when rate shopping.
Here are a just a few
factors that would cause an interest rate to vary:
- The amount of your down payment or equity in the
property
- Occupancy type (ex. second home or investment property)
- The amount of money you wish to borrow (smaller loan
sizes have slightly higher rates - it's true)
- The type of loan program you select (30 or 15 year
fixed, Adjustable rate loans, etc)
- Documentation type (whether you can fully document your
income or not)
- Bankruptcy or past foreclosure
- Late mortgage or other credit payments
- Other Credit issues
- And many, many more
For an accurate interest rate quote, please call our
office, toll free, at 877-347-8175 or send your request
via email by clicking the envelope
For the most accurate of rate quotes, simply fill out our
secure online application by clicking on the button below.
There is no cost and no obligation to do so.
